Retirement Planning

VERMONT STATE TEACHERS RETIREMENT SYSTEM (VSTRS)
All licensed educators working in a capacity that requires an educator license and endorsement must contribute to VSTRS as a Group C participant.  As group C participants, members must make a contribution of 5.0% of covered earnings into the plan. 
Those teachers who have less than five (5) years of service in VSTRS as of 7/1/14 must make a contribution of 6%.  This rate is subject to change. 
Earnings on the trust fund investments provide a portion of your benefit, along with the State of Vermont's contribution.

For more information about VSTRS, please visit the VT State Treasurer's Office https://www.vermonttreasurer.gov/content/retirement/teacher

 A copy of the Group C Plan Document can be found https://www.vermonttreasurer.gov/content/retirement/vstrs-plans/group-c


VERMONT MUNICIPAL EMPLOYEE RETIREMENT SYSTEM (VMERS)
School year support staff who work a minimum of 30 hours/week AND 1040 hours/year must contribute to VMERS Defined Contribution Plan. 

Year-round support staff who work a minimum of 24 hours/week AND 1040 hours/year must also contribute to VMERS Defined Contribution Plan.

Most support staff fall under the Group A plan.  Administrative support staff fall under the Group B plan.

 As of 7/1/19 Employee Contribution District Contribution
Group A                     2.750%                        4.250%
Group B                     5.125%                         5.750%

Rates generally increase on July 1 annually.

For more information about VMERS, please visit the VT State Treasurer's Office https://www.vermonttreasurer.gov/content/retirement/municipal

A copy of the Group Plan Document can be found https://www.vermonttreasurer.gov/content/retirement/vmers-group-plan

OPTIONAL 403(B) AND 457 RETIREMENT PLAN OPTIONS
RNESU offers 2 additional optional retirement plan investment opportunities. All employees are eligible to participate in the 403(b) Plan. All contracted employees are eligible to participate in the 457 Plan.

Should you wish to enroll please contact Brooke Dahlin, HR Coordinator for an enrollment booklet. 

 
Existing enrollees may access their account information online by following the information below. Once logged into your account you may review investments, returns and manage your account. 
 
To access your 403b plan: 
1. Go to www.tdaretirementplan.com/myplan
2. Select Login
3. First time Users:
Username: Your full Social Security Number, no dashes
Password: Your date of birth (MMDDYYY)
Customer Service: 844-832-4997
 
To access your 457 plan:
1. Go to http://vermont.retirepru.com/
2. Select Login
3.First Time Users:
Click Register Now, and follow the prompts.